My bank (personalised banking) system should possess several aspects that make it easy to adapt to my needs whenever I want. What I would be looking for is the satisfaction that I would receive from it.

Accessibility is important in any banking system. It is important to have a banking structure that allow for ease with getting services from the bank in any location. If the bank is not an online one that can be accessed easily from the internet, there should be conveniently placed branches. It would be of much advantage to have an account with a bank with an online banking service.

The charges that a bank charges for its services are also worth looking into. If I have to travel abroad on many occasions, it is important for me to get a bank that has clear charges that need to be paid for using my credit and debit card. There are options like free banking that one can take over but if that is not available for me, it is important to have fair charge rates with My bank (personalised banking).

The overdraft limit of my bank is a thing I need to know. It is not worth it to work with a company that charges high penalty fees for things like bounced checks, declined standing order, direct debit among others. The rules for breaking my current account rules and conditions should not be so harsh on my financial status.

My bank (personalised banking) system should give me enough benefits to let me have peace of mind. The investment I put there in should be safe and easy to access whenever I need. Adaptability to modern banking need like online banking is also very important to give a sense of growth.